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Cheap Car Insurance With a Bad Driving Record

Posted by Krasi on March 15, 2019
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How to Get a Cheap Car Insurance With a Bad Driving Record.

Get cheap car insurance for bad drivers with accidents or tickets on their driving record by comparing quotes online. If your insurance carrier raised your rates because of an accident or ticket, you can get a new car insurance quote now and compare the prices. Car insurance companies don’t require a contract and you can change insurance companies almost at any time.

Best Cheap Car Insurance For Those With a Bad Driving Record.

Drivers with perfect driving records get the best insurance rates. But what if you are tagged as “High-Risk Driver”. The key to having a good driving record is to be a safe driver. Don’t worry, just get a new quote with us and we will give you the best and cheapest car insurance even if you have a bad driving record.

Did a Speeding Ticket, Car Accident, or Traffic Violation Raise Your Insurance Rate?

Whether it’s a speeding ticket, car accident, or traffic violation your insurance rates will go up. Every company has its own equations to calculate your rates. Insurance rates will increase from 12 to 80% after a single incident. Some insurers are providing inexpensive coverage to high-risk drivers with accidents and tickets. Others companies offer accident forgiveness. And others will not do business with you if you have multiple violations. All you can do is to shop around for cheaper premiums and save. You can get an auto insurance discount and get affordable car insurance for high-risk drivers.

The Best Car Insurance Policies for High-Risk Drivers to Buy.

High-risk car insurance is required for some drivers. Both vehicle type and driving history can play a role in determining whether a driver needs high-risk auto insurance. If your driver’s license is suspended, you may need to obtain an auto insurance policy with an SR-22 certification or FR44 before you can have your license reinstated. SR22 insurance is a document which proves you are paying your liability auto insurance. Your car insurance provider files the certificate with the Department of Motor Vehicles in Florida state. Car Insurance Direct is the #1 Florida insurance specialist for SR22, FR44, tickets, accidents, DUI, moving violations. It is easy to get car insurance for drivers with bad records. Get a quote and find the best, and cheapest high risk auto insurance policies at affordable rates.

An insurance carrier might consider a driver to be high-risk if the driver is:

  • A new driver.
  • Has had a DUI conviction.
  • Has traffic violation on record, especially last 3 years.
  • A driver 65+ age.
  • Involved in a serious motor vehicle accident.
  • Has had a lapse in car insurance coverage.

How to get the cheapest car insurance for bad driving record?

Even with a bad driving record or low credit score, you can still get affordable auto insurance from us. The key to having a good driving record is to be a safe driver. Please note that every company has its own equations to calculate the cheapest car insurance for bad driving record. The premium is the cost of your entire 6-month insurance policy. The low down payment car insurance is a percentage of your premium that you must pay upfront to the insurance company. The auto insurance payments are calculated:

(Total Premium – Down Payment) / Number of Months in Period

Even with a bad driving record or low credit score, you can still get affordable auto insurance from us. There exist many companies that offer best car insurance with bad driving record. Get a quote and we will apply any possible discounts. Let us compare and shop around for you, so you can save time and money.

Get a Quote and Get The Best Auto Insurance for Bad Credit.

Contact our licensed insurance agents at 813-849-7000 for the Cheapest Car Insurance even if you have a bad driving record. We are the #1 Florida state affordable car insurance agency. Stop overpaying for auto insurance!‎ Compare the lowest rates online‎ and save time and money.