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One Form, Multiple Carriers, Best Rates and Package Options Guaranteed.

We offer Homeowners Insurance, Renters Insurance, Condo Insurance, Mobile Home, and Commercial Property Insurance.

Protect your home and belongings with homeowners insurance against theft, fire, lawsuits, weather damage, and other covered losses. Get the cheapest homeowners insurance quote in Florida from multiple companies for the best price.

At Insurance Direct we shop multiple carriers for the best rate within minutes! We specialize in getting the best insurance rate in Florida and Texas. We offer Homeowners Insurance, Renters Insurance, Condo Insurance, Mobile Home Insurance, and Commercial Property Insurance.

Cheap Homeowners Insurance in Florida

Is your house or apartment covered? Homeowner’s insurance provides financial protection against disasters. Get an affordable quote now and protect your home and belongings.

Don’t forget that water damage is one of the biggest insurance claims. Plumbing-related water damage accounts for 27% of homeowner claims filed each year. However, HOB provides additional perils as water damage protection that an HO3 does not provide. Some of the perils covered by HO3 policy are Dwelling coverage, Other structures, Personal property, Loss of use, Personal Liability, and Medical payments to others. Some of the perils explicitly excluded by HO3 are War, government action, and nuclear hazard, Wear and tear, Earthquake, landslide, Water damage, Flooding damages.

Some insurers offer discounts to homeowners in older homes who upgrade outdated roofs, walls, heating, electrical, or plumbing systems. Also, you may get a discount if you bundle your home and car insurance policy. You can get an affordable rate if you also have a vehicle policy or other insurance types with us.

If you own your home then you should consider one of the following policies – HO1, HO2, HO3, HO5, and HO8.

Compare Renters Insurance Rates HO4

Renters insurance is an inexpensive way to protect yourself and your personal belongings in the case of theft, fire, floods, weather damage, lawsuits, and other covered losses. You may need renters insurance if you rent an apartment, condo, house, or mobile home. If you rent the property, then the right policy for you is an HO4.

Cheap Condo Insurance Quotes Online HO6

Protect what your HOA (Homeowners Association) doesn’t. Condo insurance HO6 can be confusing and can be very difficult to state what kinds of coverage you need. Let us help you get exactly what you need at the best possible rates from multiple carriers. We can find you a condominium insurance policy that can be customized around your specific condo association’s insurance requirements. Also, you may combine your policies and get a great discount. If you own a condo, apartment, or co-op, the right coverage for you will be an HO6.

Mobile Home Insurance HO7

Is your mobile home, modular home, or manufactured home covered? Mobile Home Insurance provides financial protection against disasters. Get a new quote now and protect your home and belongings.
An HO7 will be the right policy if you live in a mobile or manufactured home that could not be covered under a typical single-family policy. It is the same as HO3 but it is specifically created for park model homes, prefab homes, RVs, sectional, modular homes, trailers.

The most common perils usually covered by mobile home insurance are Smoke, Explosion, Fire, Windstorm, Hail, Lightning, Theft, Vandalism, Riot, Water damage, Flood, and Vehicle collision. Here is what’s typically included in a manufactured or mobile home policy – dwelling coverage, personal property, guest medical protection, liability protection, garage structure that is separate from your home.

Is Your Home Covered?

DON’T wait for a hurricane to check if you have home insurance! Get insured now, protect your property and belongings.