Property Insurance Quote Request

Compare Property Insurance Rates in FL, TX & TN

One Form, Multiple Carriers, Best Rates and Package Options Guaranteed.

Let Us Protect Your Property!

We offer Homeowners Insurance, Renters Insurance, Condo Insurance, Mobile Home, and Commercial Property Insurance in FL, TX & TN.

Get Cheap Homeowners Insurance in Florida
Is your house or apartment covered? Homeowner’s insurance provides financial protection against disasters. Get an affordable quote now and protect your home and belongings.
as low as $62/mo

START HOME INSURANCE QUOTE

Get Cheap Homeowners Insurance in Florida
Is your house or apartment covered? Homeowner’s insurance provides financial protection against disasters. Get an affordable quote now and protect your home and belongings.
as low as $62/mo

START HOME INSURANCE QUOTE

Is your mobile home, modular home, or manufactured home covered? Mobile Home Insurance provides financial protection against disasters. Get a new quote now and protect your home and belongings.
as low as $52/mo

START MOBILE HOME QUOTE

Protect what your Homeowners Association (HOA) doesn’t. Condo Insurance HO6 can be confusing and can be very difficult to state what kinds of coverage you need. Let us help you get exactly what you need at the best possible rates from multiple carriers.
as low as $22/mo

START CONDO INSURANCE QUOTE

Protect what your HOA (Homeowners Association) doesn’t. Condo Insurance HO6 can be confusing and can be very difficult to state what kinds of coverage you need. Let us help you get exactly what you need at the best possible rates from multiple carriers.
as low as $22/mo

START CONDO QUOTE

Renters Insurance is an inexpensive way to protect yourself and your personal belongings in the case of theft, fire, floods, weather damage, lawsuits, and other covered losses. You may need renters insurance if you rent an apartment, condo, house, or mobile home.
as low as $38/mo

START RENTERS INSURANCE QUOTE

Is Your Home Covered?

Don’t wait for a hurricane to check if you have property insurance! Get insured now, protect your property and belongings.

Protect your home and belongings with homeowners insurance against theft, fire, lawsuits, weather damage, and other covered losses. Get the cheapest homeowners insurance quote in Florida from multiple companies for the best price.

At Insurance Direct we shop multiple carriers for the best rate within minutes! We specialize in getting the best property insurance rates in Florida, Texas & Tennessee. We offer Homeowners Insurance, Renters Insurance, Condo Insurance, Mobile Home Insurance, and Commercial Property Insurance.

Are you looking for affordable home coverage in Texas?

Types of Property Insurance Policies

There are eight different types of homeowners insurance, each with their own specific coverage types.

HO1 is a basic property insurance policy with a limited amount of coverage. It protects your home from fire, windstorms, hail, or lightning.

The HO2 policy includes all damage covered by HO-1 as well as damages sustained from falling objects and water damage.

HO3 protects against sixteen of the most common perils. The policy will also cover personal belongings in the home. Some of the perils may be excluded such as earthquakes, floods, or nuclear accidents. Please make sure to check with our agency to find out which specific events are covered under your policy.

Renters Insurance (HO4) covers property in a rented home or apartment. It covers any damaged or stolen personal belongings as most insurance plans held by landlords won’t cover personal property losses. Please note that HO-4 does not cover damage to the property itself.

HO5 policy includes all damage covered by HO3, but HO5 is the most comprehensive homeowners insurance policy available. HO-5 covers personal property from just about any incident that could occur except for those that are specifically excluded.

HO6 policies are designed for owners of condos and tenants who live in co-ops. HO-6 policy generally covers the wall, ceiling, and floor of the residence as well. The HO6 policy is for condominiums, apartments, townhouses, or townhomes.

The HO7 is similar to the HO3 policy but is specifically designed for mobile homes, modular homes, park models, some manufactured homes, trailers, or tiny homes.

HO8 policies are designed for old homes and are reserved for landmarks or historically significant places. Homes that are older than 40 years old may be covered under this policy.

Get a Home Insurance Quote Now

The fast, free, and easy way to shop for Home Insurance in FL, TX & TN!

Get a Quote